You get a spread of well-meaning people who are hoping that advances in things like microcredit are going to bring entrepreneurship to African and rural communities that are unconnected by formal banking systems. And you get a very similar kind of, ‘well, let's make the product smaller and then we can give it to more people and we can expand this product’. The big argument of my book is that a lot of these solutions throughout the history of western engagement with Africa are kind of like that proverb, ‘to a man with a hammer. Everything looks like a nail’, right? Like whatever the newest thing is in the West, that seems to be like, it'll be the solution for whatever Africa's supposed problems are, right? They're seeing a nail, they've got a hammer. But actually on the ground, microfinance is a really good example because actually there's lots of indigenous ways of thinking about credit and doing credit and thinking about entrepreneurship. And I laughed when I said, ‘you know, that like credit is microcredit that is gonna bring entrepreneurship to Africa because like, there's just entrepreneurship everywhere. And the idea that the west has to incentivize entrepreneurship, that like otherwise people are gonna be lazy as a really persistent myth throughout the 18th century… 19th century… all the way up to today.